Acceptance Capital Mortgage | Your Local Lending Experts

Would you like a consultation or rate quote? We've got you covered!

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Office:  (541) 316-0661

Fax:  (541) 610-1998

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Click the - GET STARTED - button and you will be taken to our secure online application.  After your application is complete, you will be able to upload income documentation and receive status updates through your personal loan page.

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What we do:

  • Primary, investment, and second home financing
  • Rate/term and cash-out refinances
  • Manufactured and modular homes
  • Reverse mortgages (HECM)
  • VA and FHA Streamline refinances


Loan Products & Programs

  • Conventional Fixed & ARMs
  • USDA
  • FHA
  • VA Purchases, Refinances, and IRRRL's
  • Reverse Mortgage (HECM)
  • Down Payment Assitance
  • Credit review, planning and repair


We've dedicated the better part of our lives and mortgage careers to providing superior service, education, and sound advice to our clients and partners.  Our role is to ensure the home loan process is quick, painless and without surprises, and we take that responsibility very seriously.  The lending landscape has changed dramatically over the past decade, and we will continue to evolve and improve with it!

-Jason Smith

See My Zillow Reviews

I am dedicated to making your home financing experience a pleasant one.  I pride myself on exceeding my customer's expectations at every stage of the process; from a complimentary prequalification, to sitting in at closing.  As a loan officer with ACMC, I have access to a variety of loan programs and an experienced support team focused solely on home financing.  To get the process started please give me a call or stop by our office. Thanks, again, for your interest in refinancing or purchasing your property with me!

- Scott Garner


Mortgage & Housing Market Updates

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Jason R. Smith

LO NMLS# 1212150

Direct:  503-709-9399


Scott W. Garner

LO NMLS# 88483

Direct:  541-993-0466


Acceptance Capital Mortgage Corporation

2709 Northwest Crossing Drive, Bend, Oregon 97703, United States

Bend Office (541) 316-0331 Fax (541) 610-1998 Email: Branch NMLS# 1642668 Company NMLS# 2225


Monday - Friday: 9am - 5pm

Saturday: By appointment

Sunday: By appointment